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Is Airbnb legal in Colorado Springs, Colorado?

Legal with a $124.95 annual permit; non-owner STRs barred in single-family zones. Colorado Springs requires an annual Short Term Rental permit from Planning and Community Development at $124.95 a year, non-transferable, with $500,000 in liability insurance. Investors cannot get a non-owner-occupied permit in single-family zones (R-E, R-1 6, R-1 9, single-family planned developments), and in other zones must keep 500 feet of separation from another non-owner STR. Owner-occupied rentals of 185-plus days a year are allowed in any residential zone.

Showing the researched rules for Colorado Springs, CO below. Type your Colorado Springs address to jump to the verdict.

Legal with permit

Legal with a $124.95 annual permit; non-owner STRs barred in single-family zones

Colorado Springs requires an annual Short Term Rental permit from Planning and Community Development at $124.95 a year, non-transferable, with $500,000 in liability insurance. Investors cannot get a non-owner-occupied permit in single-family zones (R-E, R-1 6, R-1 9, single-family planned developments), and in other zones must keep 500 feet of separation from another non-owner STR. Owner-occupied rentals of 185-plus days a year are allowed in any residential zone.

Permit and costs

Permit
Short Term Rental Permit
Issued by
City of Colorado Springs Planning and Community Development
Cost
$124.95 / year per listing
Renewal
Annual, no grace period

Key limits

Single-family zones
No new non-owner-occupied permits
Separation
500 ft from another non-owner-occupied STR in allowed zones
Transfer
Permit is issued to the owner, not the property
Events
Weddings and large commercial events prohibited

Taxes

Combined lodging taxes
10.20% (2.90% state, 1.23% county, 1.00% transit, 3.07% city sales tax, 2.00% city lodgers tax)

Registration checklist

  1. 1
    Verify zoning and separation
    Confirm the parcel is outside single-family districts and at least 500 feet from another non-owner STR.
  2. 2
    Apply on the Accela portal
    Submit the application with proof of insurance, a 24-hour local contact, and a city sales tax license customer ID.
  3. 3
    Post and renew
    Put the permit number on every listing and renew before expiration, since lapsed non-owner permits can be forfeited.

What could change this verdict

Your HOA
HOA and deed restrictions can prohibit STRs the city allows.
Insurance
Keep at least $500,000 in liability coverage or qualifying platform coverage on file.

Sources

Rules researched October 2026. They change, so verify with the city before you buy.

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Verify before you buy. Rules change often and vary by zoning, HOA, and building type. This is a research starting point, not legal advice. Always confirm with the city's planning or business-license office before signing anything.