Investor whole-home rentals banned in residential zones
Nashville issues new non-owner-occupied STR permits only in commercial and mixed-use districts. A whole-home Airbnb in a normal residential neighborhood is effectively banned — owner-occupied hosting is the only residential path.
Permit and costs
- Permit
- STRP Permit (Short Term Rental Property)
- Issued by
- Metro Nashville Codes Administration
- Cost
- $313 / year
- Renewal
- Annual (365-day term)
Key limits
- Non-owner-occupied in residential zones
- No new permits since 2022
- Owner-occupied
- Allowed in residential zones
- Max occupancy
- 12 (2 per bedroom + 4)
- Minimum stay
- 24 hours; 30-day max
Taxes
- Occupancy + sales tax
- 6% metro + $2.50/night + 9.25% state
Registration checklist
- 1Confirm the zoningResidential (R/RS/RM) = investor STR not available. Commercial/mixed-use may qualify.
- 2Apply via Metro CodesOwnership docs, $1M insurance, 24/7 responsible party within 25 miles.
- 3Display the permit numberRequired on every listing; permits are non-transferable.
What could change this verdict
Owner-occupied is the open path
Hosting from your primary residence is broadly allowed in residential zones — natural person only, no LLCs. Same $313/yr STRP permit.
Permit and costs
- Permit
- STRP Permit (Short Term Rental Property)
- Issued by
- Metro Nashville Codes Administration
- Cost
- $313 / year
- Renewal
- Annual (365-day term)
Sources
Rules researched October 2026. They change, so verify with the city before you buy.
Want this verified for your exact address?
- Verdict for your parcel, not just the city
- Permit name, fee, and renewal schedule
- Night caps, occupancy rules, and key limits
- Tax rates and a step-by-step checklist
Free during early access. Run the free address check